We are the perfect solution to individuals struggling with unsecured debt in Australia. Our tailored plans reduce payments, freeze interest rates and settle outstanding balances for MUCH less than previously owed. Payments are combined and based on affordability. Since 2004 we've helped over 12,000 people clear more than $140 million in debt nation-wide. 90% of our clients reach their financial goals, and permanently change their relationship with money. We’re Australia's most trusted, and second largest Debt Agreement Administrator.  We care more about our clients and our staff as family owned business than a publicly listed company (who are more concerned with increasing profit and dividends for shareholders). We are proud of our reputation and the results we yield for our clients, but encourage you to find out for yourself.